Move a transaction to a different day to fit your needs. All transactions are shown on a calendar (compare to the complicated ledger system used by some budget applications). We pride ourselves on our customer service. Budget Calendar is a budget and payment planning application.
So please, talk to us should the need arise. Feature requests are always welcome, too! We can't promise to implement everything, but suggestions are always a good thing. So if you have trouble, tell us so we can fix it.
#Debtinator mac registration#
A little work and planning is going to recoup the registration fee in nothing flat, knock out your debts, and brighten your future.įeature requests? Problems? Bugs? Contact us and let us know! We hate bugs in the app even more than you do - it's handling your money and our reputation, and it's gotta be flawless. Wouldn't you love to pay off your mortgage in 7 years instead of 30? If it can be done, Debtinator will show you how. It doesn't matter if you have $5,000 in debt or $500,000. The point is you get to decide what works for you, Debtinator just works with it. Is eating out more for the next few years worth the little bit of extra time it'll take you to pay off your debts? We don't know. Or go the other way - maybe budgeting $75/month for eating out will only keep you in debt for another 3 months and cost you a couple hundred bucks more. If it saves you more in interest and gets you out of debt sooner, then so much the better. If you don't like the results? Change 'em! Spend $25/month eating out instead and see what sort of impact it has.
#Debtinator mac how to#
We're not trying to make you pay off your debt our way, we're trying to show you how to pay it off your way. If you want to spend $50/month eating out and $100/month on movies and $200/month on purchases here in the App Store, you're welcome to do it. You did remember that you have to pay your car insurance every 6 months when you guessed you could send an extra $20, right? Debtinator remembered.Īnd the best part is - it works within your lifestyle. And the month after that, you can't send anything extra because your car insurance payment is due. But maybe next month you could actually send $50. Sure, maybe you can spare $20 to your credit card this month. It analyzes all of this and figures out just how much money you really have available to send to your debts. So you tell it your income, your recurring expenses, and describe your debt load. Instead of relying upon you to guess how much money you can send, you instead describe your financial situation and it figures out how much money you have available to send for you. Because if you were wrong, then all those projections are bogus.ĭebtinator is more intelligent. "Hmm, I think I can spare another $20 to my credit card this month." And then you make projections based on your guess and just hope and hope that you guessed right. Because when it comes down to it, you're still just guessing.
And that's awesome! But you can do better. Some plans or applications tell you to just send a little bit more to your debts and wach them melt away. Especially with this economy being as unpredictable as it is, it's not a good time to have a high debt load.īut it's not nearly as easy getting out of it as it was into it. Regarding previous user comment regarding a way to insert actual account balance - you just enter a number at relevant month in reconcile screen.Get your debt under control the right way.Įverybody that has debt knows they should get rid of it - it's crippling and can overwhelm and consume your life. I got Cashculator for 19.95 with a coupon - seems like a good bargain (much cheaper than most other application of that sort). In my opinion, there are still some small features lacking in the application, like having entries on certain months only, but the developers seem very responsive to user's requests, so it seems they will keep developing this application and add additional cool features :-) It took me less than half an hour to learn the application and to transfer all my my spreadsheet information into it. I considered all the concept of personal finance applications boring, and used spreadsheets for home finance management until now because all applications I tried were very complex and daunting.Ĭashculator surprised me by being very simple and intuitive, and the interactive tutorials walk you by the hand and teach you the various aspects of the application. I never thought I can be excited about personal finance application, but I do now.
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